Table of Contents
Ehsaas Apna Ghar Scheme
Good News: Ehsaas Apna Ghar Scheme launched in Khyber Pakhtunkhwa. Welcome to Ehsaas Apna Ghar Scheme. The provision of interest-free loans for the construction and renovation of houses has been launched in Khyber Pakhtunkhwa for low-income people. The aim of this scheme is to provide quality housing facilities to the people so that they can build their own houses or repair and expand their existing houses. Interest-free loans of up to Rs 1.5 million will be provided under the Ehsaas Apna Ghar Scheme, which will help low-income people solve their housing problems. A memorandum of understanding has been signed between the Housing Department and the Bank of Khyber for the implementation of the scheme.
Some important conditions have been laid down for obtaining loans under the scheme. The most important condition is that the person obtaining the loan must have his own land, that is, he can build or repair a house on his own land. A 7-year easy schedule has been proposed for the repayment of loans under the scheme. The monthly installment of loan repayment can be up to a maximum of Rs 18,000 so that loan repayment does not become a burden for individuals.
More Detail
Speaking at the inauguration ceremony of the scheme, Chief Minister Khyber Pakhtunkhwa Ali Amin Gandapur said that the objective of this scheme is to provide interest-free loans to the low-income people of the province so that they can solve their housing problems and improve their quality of life. He said that this scheme will not only provide housing facilities but will also improve the economic and social condition of the people. Through this scheme, the government has taken another important step for the welfare of the people.
Chief Minister Ali Amin Gandapur said that transparency will be ensured in the scheme so that loans are given only to deserving people. Under this scheme, interest-free loans will be provided to the people, but no irregularities will be tolerated in their distribution. In addition, under the Ehsaas Program, the government has also launched other welfare projects, including “Ehsaas Nawaz”, “Ehsaas Hunar” and “Ehsaas Rozgar”, which aim to provide better employment opportunities and economic stability to the people of the province.
Chief Minister Increased the Number of Kisan Cards, How Much Subsidy will be given per Tractor?
Key Features of the Ehsaas Apna Ghar Scheme
Under the Ehsaas Apna Ghar Scheme, eligible people can receive interest-free loans of up to Rs. 1.5 million. This funding can be utilized for constructing a new house or expanding and renovating an existing property.
The initiative has been implemented through a partnership between the Housing Department and the Bank of Khyber, ensuring financial facilitation for the deserving population. The program is expected to uplift the housing sector while supporting the lower-income demographic.
Eligibility Criteria for Ehsaas Apna Ghar Scheme
To avail of the benefits of this scheme, applicants must meet specific eligibility requirements that are as follows:
- Ownership of Land: Applicants must possess their own land where the construction or renovation is to be carried out.
- Low-Income Status: The program is exclusively for individuals with limited income to ensure that those in need benefit most.
Federal Government Ends Utility Store Subsidy: 446 Stores Shut Down
Ehsaas Apna Ghar Scheme Loan Details and Repayment Plan
The Ehsas Apna Ghar Scheme is structured to make loan repayment feasible and convenient:
- Maximum Loan Amount: Rs. 1.5 million.
- Repayment Duration: Up to 7 years.
- Monthly Installments: As low as Rs. 18,000, making it accessible even for low-income families.
The revolving funds system ensures that the program continues for seven years, enabling more people to benefit over time.
Government of Pakistan Announced BISP Monthly Payment 2024
Complete Registration Procedure In Ehsaas Apna Ghar scheme
To apply for the Ehsaas Apna Ghar scheme for interest-free loans in Khyber Pakhtunkhwa, the first step is to ensure that you meet the eligibility criteria, such as land ownership, as this loan is available only to those who own it. After that, visit the official website or designated offices, such as the Bank of Khyber or the Housing Department, from where you can obtain the application form. Fill out the form carefully, and provide the necessary documents, including your CNIC, proof of land ownership, and income details.
Once completed, submit the application online (if available) or in person at the relevant office. After submission, the authorities will process your application, and if you are eligible, the loan will be approved and disbursed. The loan will help in the construction or renovation of your house. If you need help during the application process, you can directly seek help from the designated offices for further guidance.
BISP 1st And 2nd Phase Payments Continued
Government’s Commitment to Welfare Projects
During the launch event, Chief Minister Ali Amin Gandapur highlighted that the Ehsaas Apna Ghar Scheme aligns with the provincial government’s commitment to improving housing facilities for its citizens. He said that this project reflects the administration’s focus on promoting welfare and enhancing living standards for the underprivileged. The initiative not only addresses housing issues but also contributes to the social and economic well-being of low-income families.
Additional Welfare Projects under the Ehsaas Program
The Ehsaas Apna Ghar Scheme is part of a broader welfare agenda under the Ehsaas Program. Other initiatives include:
- Ehsaas Nawaz: Supporting youth through skill development.
- Ehsaas Hunar: Promoting vocational training for sustainable livelihoods.
- Ehsaas Rozgar: Offering financial assistance to unemployed individuals for starting businesses.
These projects collectively aim to uplift the socio-economic conditions of Khyber Pakhtunkhwa’s residents.
This program reflects the government’s dedication to empowering its citizens by providing them with opportunities for a better future. The Ehsaas Apna Ghar Scheme is a ray of hope for those dreaming of a secure and comfortable home.